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Date: Fri, 12 Dec 2025 21:41:49 -0800
Message-ID: <94.AF.13318.D9CFC396@ccg13mail10>
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From: PayPal Communications <no_reply@communications.paypal.com>
To: Johan Aggenbach <johan@egst.co.za>
Subject: We're making some changes to our PayPal legal agreements
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<h4 id=3D"preHeader" style=3D"display:none;color:#F5F7FA;font-size:0px;line=
-height:0px">Johan Aggenbach, you can view the changes on our website.</h4>=
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#F5F7FA" width=3D"640" align=3D"center" class=3D"mobContent">=0A           =
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           <td>=0A                            <table width=3D"100%" cellPad=
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fff" role=3D"presentation">=0A                              <tbody>=0A     =
                           <tr>=0A                                  <td ali=
gn=3D"center" style=3D"color:#929496;font-weight:450;font-size:12px;line-he=
ight:9px;padding:10px 0px"><span>Hello, Johan Aggenbach</span></td>=0A     =
                           </tr>=0A                              </tbody>=
=0A                            </table>=0A                          </td>=
=0A                        </tr>=0A                        <tr>=0A         =
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ellPadding=3D"0" cellSpacing=3D"0" border=3D"0" dir=3D"ltr" role=3D"present=
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       <tr>=0A                                  <td align=3D"center" style=
=3D"padding:24px 24px 40px 24px"><img src=3D"https://www.paypalobjects.com/=
digitalassets/c/system-triggered-email/n/layout/images/ppe/pp-logo_x2.png" =
style=3D"display:block" border=3D"0" width=3D"51" height=3D"51" alt=3D"PayP=
al" title=3D"PayPal" /></td>=0A                                </tr>=0A    =
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=0A                          </td>=0A                        </tr>=0A      =
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idth=3D"100%" class=3D"ppsans" dir=3D"ltr" role=3D"presentation">=0A       =
       <tbody>=0A                <tr>=0A                  <td width=3D"640"=
 valign=3D"top">=0A                    <table width=3D"100%" cellSpacing=3D=
"0" cellPadding=3D"0" border=3D"0" role=3D"presentation">=0A               =
       <tbody>=0A                        <tr>=0A                          <=
td align=3D"center" style=3D"padding:0px 24px 40px 24px;word-break:break-wo=
rd">=0A                            <p class=3D"ppsans" style=3D"font-size:4=
2px;line-height:46px;font-weight:900;color:#000;margin:0"><span>We're makin=
g some changes to our legal agreements that will apply to you.</span></p>=
=0A                          </td>=0A                        </tr>=0A      =
                </tbody>=0A                    </table>=0A                 =
   <table width=3D"100%" cellPadding=3D"0" cellSpacing=3D"0" border=3D"0">=
=0A                      <tbody>=0A                        <tr>=0A         =
                 <td class=3D"ppsans" style=3D"padding:0px 24px 24px 24px">=
=0A                            <p class=3D"ppsans" style=3D"font-size:14px;=
line-height:20px;color:#2c2e2f;margin:0;word-break:break-word" dir=3D"ltr">=
<span>There is no action needed from you today, but if you would like to le=
arn more, you can find details about these changes, when they apply and wha=
t you can do if you want to decline the changes on our <a href=3D"https://w=
ww.paypal.com/za/webapps/mpp/ua/upcoming-policies-full=3Flocale.x=3Den_ZA&v=
=3D1&utm_source=3Dunp&utm_medium=3Demail&utm_campaign=3DRT002546&utm_unptid=
=3D6b5c5bdb-d7e6-11f0-86d6-8760a7ef709a&ppid=3DRT002546&cnac=3DZA&rsta=3Den=
_ZA%28en-ZA%29&unptid=3D6b5c5bdb-d7e6-11f0-86d6-8760a7ef709a&calc=3Dd49e0b5=
2acd7b&unp_tpcid=3Donline-user-agreement-change-email&page=3Dmain%3Aemail%3=
ART002546&pgrp=3Dmain%3Aemail&e=3Dcl&mchn=3Dem&s=3Dci&mail=3Dsys&appVersion=
=3D1.373.0&tenant_name=3DPayPal&xt=3D145585%2C154413%2C104038&link_ref=3Dua=
_upcoming-policies-full" target=3D"_blank" style=3D"text-decoration:none">p=
olicy update page</a>. You can also view these changes by visiting PayPal.c=
om, clicking 'Legal' at the bottom of the page and then selecting 'Policy U=
pdates'.</span></p>=0A                          </td>=0A                   =
     </tr>=0A                      </tbody>=0A                    </table>=
=0A                    <table width=3D"100%" cellPadding=3D"0" cellSpacing=
=3D"0" border=3D"0">=0A                      <tbody>=0A                    =
    <tr>=0A                          <td class=3D"ppsans" style=3D"padding:=
0px 24px 24px 24px">=0A                            <p class=3D"ppsans" styl=
e=3D"font-size:14px;line-height:20px;color:#2c2e2f;margin:0;word-break:brea=
k-word" dir=3D"ltr"><span>If you have questions about any of these changes =
or your account, please don't hesitate to <a href=3D"https://www.paypal.com=
/za/smarthelp/contact-us=3Flocale.x=3Den_ZA&v=3D1&utm_source=3Dunp&utm_medi=
um=3Demail&utm_campaign=3DRT002546&utm_unptid=3D6b5c5bdb-d7e6-11f0-86d6-876=
0a7ef709a&ppid=3DRT002546&cnac=3DZA&rsta=3Den_ZA%28en-ZA%29&unptid=3D6b5c5b=
db-d7e6-11f0-86d6-8760a7ef709a&calc=3Dd49e0b52acd7b&unp_tpcid=3Donline-user=
-agreement-change-email&page=3Dmain%3Aemail%3ART002546&pgrp=3Dmain%3Aemail&=
e=3Dcl&mchn=3Dem&s=3Dci&mail=3Dsys&appVersion=3D1.373.0&tenant_name=3DPayPa=
l&xt=3D145585%2C154413%2C104038&link_ref=3Dsmarthelp_contact-us" target=3D"=
_blank" style=3D"text-decoration:none">get in touch</a> with us.</span></p>=
=0A                          </td>=0A                        </tr>=0A      =
                </tbody>=0A                    </table>=0A                 =
   <table width=3D"100%" cellPadding=3D"0" cellSpacing=3D"0" border=3D"0">=
=0A                      <tbody>=0A                        <tr>=0A         =
                 <td class=3D"ppsans" style=3D"padding:0px 24px 24px 24px">=
=0A                            <p class=3D"ppsans" style=3D"font-size:14px;=
line-height:20px;color:#2c2e2f;margin:0;word-break:break-word" dir=3D"ltr">=
<span>Thank you for being a PayPal customer.</span></p>=0A                 =
         </td>=0A                        </tr>=0A                      </tb=
ody>=0A                    </table>=0A                  </td>=0A           =
     </tr>=0A                <tr>=0A                  <td width=3D"640">=0A=
                    <table width=3D"100%" cellPadding=3D"0" cellSpacing=3D"=
0" border=3D"0" dir=3D"ltr">=0A                      <tbody>=0A            =
            <tr>=0A                          <td>=0A                       =
     <table width=3D"100%" cellPadding=3D"0" cellSpacing=3D"0" border=3D"0"=
>=0A                              <tbody>=0A                               =
 <tr>=0A                                  <td align=3D"center" valign=3D"to=
p" style=3D"padding:30px 24px 30px 24px"><img src=3D"https://www.paypalobje=
cts.com/digitalassets/c/system-triggered-email/n/layout/images/ppe/pp-logo_=
x2.png" width=3D"40" height=3D"40" style=3D"display:block" border=3D"0" alt=
=3D"PayPal" />=0A                                    <hr class=3D"footerDiv=
ider" style=3D"border-top:1px solid #C6C6C6;margin:30px 0px 0px 0px" />=0A =
                                 </td>=0A                                </=
tr>=0A                              </tbody>=0A                            =
</table>=0A                          </td>=0A                        </tr>=
=0A                      </tbody>=0A                    </table>=0A        =
            <table id=3D"body_footer_links" width=3D"100%" cellPadding=3D"0=
" cellSpacing=3D"0" border=3D"0" style=3D"margin-bottom:0px" dir=3D"ltr">=
=0A                      <tbody>=0A                        <tr>=0A         =
                 <td align=3D"center" style=3D"font-size:12px;line-height:1=
6px;padding:10px 24px 23px 24px;color:#001435;font-weight:400" class=3D"pps=
ans"><a href=3D"https://www.paypal.com/za/smarthelp/home=3Fv=3D1&utm_source=
=3Dunp&utm_medium=3Demail&utm_campaign=3DRT002546&utm_unptid=3D6b5c5bdb-d7e=
6-11f0-86d6-8760a7ef709a&ppid=3DRT002546&cnac=3DZA&rsta=3Den_ZA%28en-ZA%29&=
unptid=3D6b5c5bdb-d7e6-11f0-86d6-8760a7ef709a&calc=3Dd49e0b52acd7b&unp_tpci=
d=3Donline-user-agreement-change-email&page=3Dmain%3Aemail%3ART002546&pgrp=
=3Dmain%3Aemail&e=3Dre&mchn=3Dem&s=3Dci&mail=3Dsys&appVersion=3D1.373.0&ten=
ant_name=3DPayPal&xt=3D145585%2C154413%2C104038&link_ref=3Dsmarthelp_home" =
target=3D"_blank" class=3D"ppsans" style=3D"color:#0074DE;text-decoration:n=
one" alt=3D"Help &amp; Contact">Help &amp; Contact</a><span style=3D"paddin=
g:0px 5px"> | </span><a href=3D"https://www.paypal.com/za/webapps/mpp/paypa=
l-safety-and-security=3Fv=3D1&utm_source=3Dunp&utm_medium=3Demail&utm_campa=
ign=3DRT002546&utm_unptid=3D6b5c5bdb-d7e6-11f0-86d6-8760a7ef709a&ppid=3DRT0=
02546&cnac=3DZA&rsta=3Den_ZA%28en-ZA%29&unptid=3D6b5c5bdb-d7e6-11f0-86d6-87=
60a7ef709a&calc=3Dd49e0b52acd7b&unp_tpcid=3Donline-user-agreement-change-em=
ail&page=3Dmain%3Aemail%3ART002546&pgrp=3Dmain%3Aemail&e=3Dre&mchn=3Dem&s=
=3Dci&mail=3Dsys&appVersion=3D1.373.0&tenant_name=3DPayPal&xt=3D145585%2C15=
4413%2C104038&link_ref=3Dmpp_paypal-safety-and-security" target=3D"_blank" =
class=3D"ppsans" style=3D"color:#0074DE;text-decoration:none" alt=3D"Securi=
ty">Security</a><span style=3D"padding:0px 5px"> | </span><a href=3D"https:=
//www.paypal.com/za/webapps/mpp/mobile-apps=3Fv=3D1&utm_source=3Dunp&utm_me=
dium=3Demail&utm_campaign=3DRT002546&utm_unptid=3D6b5c5bdb-d7e6-11f0-86d6-8=
760a7ef709a&ppid=3DRT002546&cnac=3DZA&rsta=3Den_ZA%28en-ZA%29&unptid=3D6b5c=
5bdb-d7e6-11f0-86d6-8760a7ef709a&calc=3Dd49e0b52acd7b&unp_tpcid=3Donline-us=
er-agreement-change-email&page=3Dmain%3Aemail%3ART002546&pgrp=3Dmain%3Aemai=
l&e=3Dre&mchn=3Dem&s=3Dci&mail=3Dsys&appVersion=3D1.373.0&tenant_name=3DPay=
Pal&xt=3D145585%2C154413%2C104038&link_ref=3Dmpp_mobile-apps" target=3D"_bl=
ank" class=3D"ppsans" style=3D"color:#0074DE;text-decoration:none" alt=3D"A=
pps">Apps</a></td>=0A                        </tr>=0A                      =
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ttom:10px;padding-top:0px;padding-left:11px;padding-right:20px">=0A        =
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valign=3D"middle" width=3D"55"><a id=3D"twitter" href=3D"https://twitter.co=
m/PayPal=3Fv=3D1%2C0.1&utm_source=3Dunp&utm_medium=3Demail&utm_campaign=3DR=
T002546&utm_unptid=3D6b5c5bdb-d7e6-11f0-86d6-8760a7ef709a&ppid=3DRT002546&c=
nac=3DZA&rsta=3Den_ZA%28en-ZA%29&unptid=3D6b5c5bdb-d7e6-11f0-86d6-8760a7ef7=
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e=3Dmain%3Aemail%3ART002546&pgrp=3Dmain%3Aemail&e=3Dre&mchn=3Dem&s=3Dci&mai=
l=3Dsys&appVersion=3D1.373.0&tenant_name=3DPayPal&xt=3D145585%2C154413%2C10=
4038&link_ref=3Dtwitter.com_paypal" target=3D"_blank"><img border=3D"0" src=
=3D"https://www.paypalobjects.com/digitalassets/c/system-triggered-email/n/=
layout/images/quantum_leap/footer-social-icons_x.png" width=3D"32" height=
=3D"32" style=3D"display:block" alt=3D"Twitter" /></a></td>=0A             =
                     <td align=3D"center" valign=3D"middle" width=3D"55"><a=
 id=3D"instagram" href=3D"https://www.instagram.com/paypal/=3Fv=3D1%2C0.1&u=
tm_source=3Dunp&utm_medium=3Demail&utm_campaign=3DRT002546&utm_unptid=3D6b5=
c5bdb-d7e6-11f0-86d6-8760a7ef709a&ppid=3DRT002546&cnac=3DZA&rsta=3Den_ZA%28=
en-ZA%29&unptid=3D6b5c5bdb-d7e6-11f0-86d6-8760a7ef709a&calc=3Dd49e0b52acd7b=
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546&pgrp=3Dmain%3Aemail&e=3Dre&mchn=3Dem&s=3Dci&mail=3Dsys&appVersion=3D1.3=
73.0&tenant_name=3DPayPal&xt=3D145585%2C154413%2C104038&link_ref=3Dwww.inst=
agram.com_paypal" target=3D"_blank"><img border=3D"0" src=3D"https://paypal=
objects.com/digitalassets/c/system-triggered-email/n/layout/images/quantum_=
leap/footer-social-icons_instagram.png" width=3D"32" height=3D"32" style=3D=
"display:block" alt=3D"Instagram" /></a></td>=0A                           =
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k" href=3D"https://www.facebook.com/PayPalUSA=3Fv=3D1%2C0.1&utm_source=3Dun=
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0-86d6-8760a7ef709a&ppid=3DRT002546&cnac=3DZA&rsta=3Den_ZA%28en-ZA%29&unpti=
d=3D6b5c5bdb-d7e6-11f0-86d6-8760a7ef709a&calc=3Dd49e0b52acd7b&unp_tpcid=3Do=
nline-user-agreement-change-email&page=3Dmain%3Aemail%3ART002546&pgrp=3Dmai=
n%3Aemail&e=3Dre&mchn=3Dem&s=3Dci&mail=3Dsys&appVersion=3D1.373.0&tenant_na=
me=3DPayPal&xt=3D145585%2C154413%2C104038&link_ref=3Dwww.facebook.com_paypa=
lusa" target=3D"_blank"><img border=3D"0" src=3D"https://paypalobjects.com/=
digitalassets/c/system-triggered-email/n/layout/images/quantum_leap/footer-=
social-icons_facebook.png" width=3D"32" height=3D"32" style=3D"display:bloc=
k" alt=3D"Facebook" /></a></td>=0A                                  <td ali=
gn=3D"center" valign=3D"middle" width=3D"55"><a id=3D"linkedin" href=3D"htt=
p://www.linkedin.com/company/1482=3Ftrk=3Dtyah&v=3D1&utm_source=3Dunp&utm_m=
edium=3Demail&utm_campaign=3DRT002546&utm_unptid=3D6b5c5bdb-d7e6-11f0-86d6-=
8760a7ef709a&ppid=3DRT002546&cnac=3DZA&rsta=3Den_ZA%28en-ZA%29&unptid=3D6b5=
c5bdb-d7e6-11f0-86d6-8760a7ef709a&calc=3Dd49e0b52acd7b&unp_tpcid=3Donline-u=
ser-agreement-change-email&page=3Dmain%3Aemail%3ART002546&pgrp=3Dmain%3Aema=
il&e=3Dre&mchn=3Dem&s=3Dci&mail=3Dsys&appVersion=3D1.373.0&tenant_name=3DPa=
yPal&xt=3D145585%2C154413%2C104038&link_ref=3Dcompany_1482" target=3D"_blan=
k"><img border=3D"0" src=3D"https://paypalobjects.com/digitalassets/c/syste=
m-triggered-email/n/layout/images/quantum_leap/footer-social-icons_linkedin=
.png" width=3D"32" height=3D"32" style=3D"display:block" alt=3D"LinkedIn" =
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ine-height:16px;padding:6px 0px">=0A                            <p class=3D=
"ppsans" style=3D"font-size:12px;margin:0" dir=3D"ltr"><span>PayPal is comm=
itted to preventing fraudulent emails. Emails from PayPal will always conta=
in your full name. <a href=3D"https://www.paypal.com/us/webapps/mpp/securit=
y/suspicious-activity=3Fv=3D1&utm_source=3Dunp&utm_medium=3Demail&utm_campa=
ign=3DRT002546&utm_unptid=3D6b5c5bdb-d7e6-11f0-86d6-8760a7ef709a&ppid=3DRT0=
02546&cnac=3DZA&rsta=3Den_ZA%28en-ZA%29&unptid=3D6b5c5bdb-d7e6-11f0-86d6-87=
60a7ef709a&calc=3Dd49e0b52acd7b&unp_tpcid=3Donline-user-agreement-change-em=
ail&page=3Dmain%3Aemail%3ART002546&pgrp=3Dmain%3Aemail&e=3Dcl&mchn=3Dem&s=
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4413%2C104038&link_ref=3Dsecurity_suspicious-activity" target=3D"_blank" st=
yle=3D"text-decoration:none">Learn to identify phishing</a></span></p>=0A  =
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able id=3D"hideForTextFooter" width=3D"100%" cellPadding=3D"0" cellSpacing=
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t:16px;padding:6px 0px">=0A                            <p class=3D"ppsans" =
style=3D"font-size:12px;margin:0" dir=3D"ltr"><span>Please don't reply to t=
his email. To get in touch with us, click <a href=3D"https://www.paypal.com=
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nge-email&page=3Dmain%3Aemail%3ART002546&pgrp=3Dmain%3Aemail&e=3Dcl&mchn=3D=
em&s=3Dci&mail=3Dsys&appVersion=3D1.373.0&tenant_name=3DPayPal&xt=3D145585%=
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tion:none">Learn more</a></span></p>=0A                          </td>=0A  =
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